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Is $92,000 per Year Pocket Change? Why You Should Discuss Long-Term Care Insurance with Your Clients
FAs often ask me the following which is a very good question. What exactly is long-term care? According to the U.S. Department of Health and Human Services: “Long-term care is a range of services and supports you may need to meet your personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life…”
In 1699, to re-establish a stable national currency, the English government appointed Sir Isaac Newton the greatest mathematician and scientist of the age as Master of the Royal Mint.1 He successfully oversaw the recoinage and stabilization of England’s currency and helped prosecute dozens of counterfeiters. His accomplishments led to much of England’s economic growth in decades to come.
A captivating conversation with Retirement Subject Matter Expert, Larry Divers.
I bought Larry Divers a large latte with six shots of espresso, let him gulp it down then looked him sternly in the eyes and said, “are equity indexes really that different from each other? C’mon, once you have enough stocks in an index then the Law of Large Numbers will kick in and returns will be similar albeit with some rough sailing. Right?”
Medicare Advantage plans are HMOs or PPOs by a different name. Many eligible participants prefer these plans because they are less expensive than traditional Medicare and offer the ease of “one-stop shopping.” Medicare Advantage plans were introduced in 2003 and by 2014 more than 35% of Medicare-eligible individuals were enrolled in these plans.1 So what exactly is an advantage plan?
A thrilling conversation with Executive Vice President and Practice Management Expert Linda Eaton.
Freeze! You’ve probably done this many times as an adult. What’s more, you did it instantaneously, without conscious thought. Reason? You sensed danger. Why freeze? Because large feline predators such as lions are attracted to— and react to —movement writes body language expert Joe Navarro in “What Every Body Is Saying.”